No, but Kibono strongly recommends purchasing one or more health insurance products for you and your employees such as Life, Disability, Critical Illness or Emergency Medical to supplement your Kibono HSA for complete and comprehensive health coverage. HSAs are only for routine medical costs like prescription drug or dental costs and do not cover any…
Insurance products such as Life, Disability, Critical Illness and Emergency Medical can be purchased independently to supplement your Kibono Health Spending Account – HSA -. These insurance products are quoted separately from the fixed-fee per claim associated with your Kibono HSA. Since the cost of a Kibono HSA is separate to insurance, your premiums will…
Your Kibono Health Spending Account – HSA – is only for routine Drug, Dental, Optical and Medical claims. Kibono is only a benefits administration company and therefore do not underwrite any catastrophic related policies or contracts. Any insurance-related claims must be sent directly to the insurer that Kibono has set you up with. The insurer…