🚨 HSAs for Self-Employed Shareholders: Be Smart, Be Reasonable, or Risk CRA Trouble
If you’re a self-employed shareholder, setting up a Health Spending Account (HSA) can seem like a savvy tax-saving…
The Hidden Costs of Your Group Benefits Plan (And What To Do About It)
When evaluating your group benefits plan, you probably focus on coverage details, premium costs, and whether your team…
Health ‘Wellness’ Plans are yet another industry scam
Buying a Health Wellness Plan might feel like the right thing to do for your employees; but it’s…
The Hidden Truth About Your Group Insurance Plan: What You’re Not Being Told
“Most group insurance plans are not protecting your business —they’re quietly profiting from your blind trust” When it…
Health Benefit Plans: The Takeover
What Actually Happens When You Transfer Your Health Benefit Plan To Kibono The truth is, most business owners…
The $50,000 Email: Why your Benefits Broker will Never tell you about HSAs (Health Spending Accounts)
Once you understand how insurance companies make money — and how brokers are incentivized to maintain the status…
Why Canadian Group Health Benefit Plans Are Completely Broken
Traditional group health benefit plans are designed for profit; not for employer value or flexibility for employees. Unlike…