I Can’t Afford Employee Benefits” Is Far Too Common
“I Can’t Afford Employee Benefits” Is Far Too Common If you’re a business owner saying “I can’t…
Ontario HSA Tax Explained: Why Health Spending Accounts Still Have RST
Why Do Health Spending Accounts Still Have Tax in Ontario? Understanding RST, Premium Tax, and PHSP Rules…
Ontario Ministry of Finance Incompetence Cripples Us
A Growing Problem of Bureaucratic Indifference I’ve dealt with the Ontario Ministry of Finance for years, and…
Excluding Dental from HSAs to Access Canadian Dental Care Plan
The Canadian Dental Care Plan (CDCP) is designed to help households without workplace dental coverage. Excluding dental from…
🇨🇦 Support Canadian with your employee health benefits plan
🇨🇦 Supporting Canada extends to employee health benefit plans With rising tensions in Canada–U.S. trade, patriotic support for…
🚨 HSAs for Self-Employed Shareholders: Be Smart, Be Reasonable, or Risk CRA Trouble
If you’re a self-employed shareholder, setting up a Health Spending Account (HSA) can seem like a savvy tax-saving…
The Hidden Costs of Your Group Benefits Plan (And What To Do About It)
When evaluating your group benefits plan, you probably focus on coverage details, premium costs, and whether your team…
Health ‘Wellness’ Plans are yet another industry scam
Buying a Health Wellness Plan might feel like the right thing to do for your employees; but it’s…
The Hidden Truth About Your Group Insurance Plan: What You’re Not Being Told
“Most group insurance plans are not protecting your business —they’re quietly profiting from your blind trust” When it…
Health Benefit Plans: The Takeover
What Actually Happens When You Transfer Your Health Benefit Plan To Kibono The truth is, most business owners…